Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a credit broker and not a direct lender.

Lets Find You a Simple, Convenient and Reliable Financial solution

About US

What is CashCompare?

CashCompare is an online credit broker dedicated to helping you find the best financial products for your unique circumstances. We work with a large panel of lenders and loan providers who offer quick-decision online loans. Our service makes it easy for you to apply and secure the most suitable loan deal, thanks to our streamlined application process.

Cash Compare has a Large Panel of Lenders and is also affiliated with other brokers who offer different types of loans for bad credit or good credit. You will never get advice or recommendations from us, but we will assist you in making an informed decision regarding the most suitable loan product for your circumstances; then, you will need to decide how to proceed.

With our matching service, after you fill out our loan application form, we will try to find you the best possible lender or alternative solution. We make every effort to find you a suitable loan, as we are tied up with many top lenders and other brokers in our panel; thus, you do not have to go to multiple lenders or brokers' websites to find the loan. If approved, your Lender will deposit the loan amount directly into your bank account. Cash Compare does not charge any fees for using our website or services. We may receive a percentage of the loan amount as a commission from the Lender or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

How an Online Loan Application Works


Fill Out the Form

Start by completing our simple online form with your accurate details.

Lender Matching

Our loan-matching service will search for a lender that fits your needs and provide you with a no-obligation quote.

Review and Accept

You’ll be redirected to the lender’s website where you can review the quote. If you’re happy with the terms, you may need to provide additional information or the lender may contact you for further details.

Get Your Loan

Once everything is verified and approved, the loan amount will be deposited into your bank account.

Why Apply through CashCompare?

Large Panel Of Lenders

Cash Compare works with a large network of lenders and partners with other brokers. This wide-ranging partnership allows us to help you find the best possible loan options tailored to your financial needs. Whether you have an excellent credit score or are dealing with bad credit, our network can provide solutions that work for you. Our commitment to working with reputable partners means you can trust the loan offers you receive through our platform.

No Fees

Transparency is at the heart of our operations. Cash Compare does not charge any fees for using our services. Any commission we receive comes from the participating lenders or brokers. This means you can use our platform to find and compare loan options without worrying about broker fees. Our straightforward approach ensures that you can focus on finding the right loan without any financial surprises.

Simple Online Form

We understand that when you need a loan, time is of the essence. That's why we've streamlined our application process to make it as quick and easy as possible. You can complete our online application form in just a few minutes. Once submitted, we work rapidly to match you with suitable lenders or brokers. With some loans, you could have the funds in your account within an hour of approval, depending on your bank’s policies and procedures.

Inclusive Loan Options

At Cash Compare, we believe everyone deserves access to financial support, regardless of their credit history. We work with a diverse range of lenders who offer loan options for individuals with varying credit scores, including those with bad credit. Our inclusive approach means that, even if you have faced financial difficulties in the past, we can help connect you with lenders who offer loan products that meet your needs. We strive to provide opportunities for financial improvement and stability through our extensive network of lending partners.

Secure and Confidential

Your privacy and security are our top priorities. We use advanced encryption technology to protect your personal information throughout the application process. Our commitment to data protection is reflected in our Data Protection Registration Number ZA554088. You can trust that your information is handled with the utmost care and confidentiality, allowing you to apply for loans with peace of mind.

Customer-Centric Approach

At Cash Compare, our customers are at the heart of everything we do. Our dedicated support team is always here to help with any questions or concerns you may have. We strive to provide a user-friendly experience, from the initial application to connecting you with a lender. Please ensure you carefully read and understand the lender’s terms and any associated fees before proceeding with a loan. Our customer-centric approach ensures you receive the support and guidance needed up to the point of connecting you with a lender, making the process as smooth and stress-free as possible.

What types of loans can I apply for?

Explore your loan options to secure funding with less-than-perfect credit that can streamline your finances and address your needs without the hassle of a guarantor.

Short Term Loans

These Loans are the best alternative to payday loans to address emergency car repairs or medical bills, usually with repayments starting from 3 months. Manage these expenses with flexible short-term borrowing options. Applying for Online Short-Term Loans is quick and easy to pay back without long-term commitments. Discover how you can get quick fixes to unexpected expenses without long-term debt...

No Guarantor Loans

These Loans are for people looking to borrow money without a guarantor. If you do not have a family member or a friend with a better credit rating ready to co-sign your loan agreement; you can still explore loan options that make you eligible to apply for no guarantor loans that feature quick processing and minimal paperwork. Know how you can make your own financial decisions without a guarantor...

Bad Credit Loans

These Loans are specifically designed for people who have tarnished their credit report with poor credit scores or those with no credit history seeking credit. Looking to apply for a loan but are too hesitant due to low credit scores? Stop thinking and start addressing your needs with tailored Bad Credit Loans. Understand how to focus on your current financial standing with a suitable solution...

Instalment Loans

These Loans offer applicants to borrow money that can be repaid in equated monthly instalments over an agreed tenure for home improvements, debt consolidation or car loans. Discover how instalment loans can address and simplify a considerable unexpected expense by spreading the cost of it over a flexible tenure to manage your finances better. Explore your borrowing options...

What Can I Use the Loan For?

A loan arranged through Cash Compare can be used for a variety of purposes, giving you the flexibility to address your specific financial needs. Here are some common uses for the loans we help you find:

Emergency Expenses: Cover unexpected costs like medical bills, car repairs, or urgent home repairs.

Debt Consolidation: Combine multiple debts into one manageable loan, often at a lower interest rate.

Home Improvements: Improve, renovate, or repair your home to make it more comfortable and valuable.

Wedding: Finance the most important days of your life, such as weddings, and make them beautiful and worry-free.

Holiday: Pay for holidays and trips, so that you can enjoy some time off without worrying about money.

Day-to-Day Expenses: Keep cash on hand to cover regular expenses when income is temporarily lower or delayed.

How Much Can I Borrow?

With CashCompare, you can apply to borrow money to fit your unique needs. Our lenders offer a variety of personal loans ranging from £100 to £5000. Whether you need a short-term loan to cover immediate expenses or a loan for bad credit to help manage a financial crisis, we can connect you with the right lender. The amount you can borrow depends on your circumstances, such as your credit history and income, and on the specific lender you choose. For example, some lenders might not provide short-term loans with a longer repayment horizon, while others could be more flexible. We also have lenders who offer loans for bad credit.

Our simple online application process helps you quickly find out how much you qualify for, so you can get the funds you need without any hassle. At Cash Compare, we want to make it easier for you to apply to borrow money and ensure that you have as much control as possible. Find out how much you can borrow by filling out our online form today.

We at CashCompare specialise in connecting to Direct Lenders offering short term loans from £100 to £3000 from 3 to 36 Months

Here are some of the Loan amount guides you may be interested in.

Frequently Asked Questions

No, a loan is not guaranteed if you apply through Cash Compare. We work with a wide network of lenders to help you find a suitable loan, but approval depends on various factors such as your credit history, income, and the lender’s criteria. Each lender will assess your application individually to determine if you qualify for a loan.

Cash Compare does not charge you any fees for using our service. We earn a commission from participating lenders or brokers when you choose one of their loan products or when we refer you to them. This allows us to provide our service to you at no cost.

Yes, you can apply for a loan through CashCompare even if you have bad credit. We work with lenders who offer loans specifically designed for individuals with bad credit. While approval is not guaranteed, having bad credit does not automatically disqualify you from getting a loan.

Initially, applying for a loan through Cash Compare will involve a soft credit check, which does not affect your credit score. This soft check allows lenders to assess your eligibility without impacting your credit history. However, if you proceed with a loan offer and accept it, the lender will perform a hard credit check, which may affect your credit score.

The approval time for a loan varies depending on the lender and your individual circumstances. In many cases, you can receive a decision within a few minutes to a few hours after submitting your application. Once approved, the funds can be deposited into your bank account as quickly as within an hour, depending on the lender’s processes and your bank's policies.

Loan terms and conditions are typically set by the lender and may not be negotiable. However, it doesn’t hurt to ask your lender if there is any flexibility, especially regarding interest rates, repayment schedules, or fees. Contact your lender directly to discuss any concerns or requests you may have about the terms and conditions of your loan.

After accepting a loan offer, you’ll receive contact details for your lender. You can typically reach them via customer service phone number, email, online account portal, or mail. Check your loan agreement or the lender’s website for specific contact information and reach out directly for assistance.

Once you accept a loan offer from a lender, they will provide you with detailed instructions on how to make your monthly payments. This typically includes setting up direct debits from your bank account or making payments online through the lender's portal. It's important to follow the lender's payment schedule to avoid any late fees or penalties.

If you anticipate difficulty in making a monthly payment, it's crucial to contact your lender as soon as possible. Many lenders are willing to work with you to find a solution, which may include adjusting your payment schedule or setting up a temporary payment plan. Ignoring the issue can lead to late fees, penalties, and potential damage to your credit score.

If we are unable to find a lender that matches your needs, we can refer you to alternative solution providers, such as credit builders, who may help improve your credit score over time. Please be aware that some of these alternative services may come with monthly subscription fees. Our goal is to provide you with as many options as possible to help you achieve financial stability.