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Best Alternative to Payday Loans UK

Short Term Loans Online

  • Borrow from £100 to £5000
  • Apply Online 24X7- 365 Days
  • All Credit Welcome
  • Instant Online Decision
Short Term Loans Online
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About US

We help you find the best short term loans

short term loans about us

CashCompare is a trading style of Kassel Media Ltd.

As an online credit broker, we excel at helping you identify the most satisfactory financial solutions tailored to your unique situation. We work with a range of lenders and brokers who offer short-term loans and empower us to serve you better, eliminating the need for you to navigate multiple sites to secure a loan.

At CashCompare, we have built our standing by guiding thousands towards financial assistance. After you fill out our loan application, we provide a sophisticated lender matching platform, pairing you with credit brokers and lenders that align with your needs or find you the best suitable lender or alternative solution.

Fixing your car, carrying home improvements, or simply consolidating debts does not have to be just a plan - with CashCompare. You can apply easily through us. Importantly, using our website and services comes at no cost to you. We may receive a commission from a lender or broker if you take out one of their products or for introducing you to them. The lender will directly transfer the agreed loan amount to your bank account upon approval.

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Why Choose Us

Providing a transparent and user-friendly service

Streamlined Application

Our user-friendly platform effortlessly makes you complete your application within minutes, streamlining your borrowing experience.

No Time Constraints

Your convenience is our priority. We provide round-the-clock service to address financial needs. You can apply anytime & from anywhere.

short term loans why choose us

Free of Brokerage Fees

Transparency is our key focus. Enjoy a zero brokerage fee experience with us putting your financial well-being first.

No Obligation Quote

Get a quote to make informed financial choices with no strings attached. If you don't wish to continue with the offer/ quote presented you can close the web page.

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How It Works

How to apply for online short term loans?

Our loan matching system sorts through a wide range of lenders in our network, finding the best match to your financial profile and loan needs.

01

Submit a Loan Application

Begin your journey towards securing credit by submitting a simple, secure online application with your financial details.

02

Effortless Lender Matching

We ensure your journey towards connecting you with a prospective lender is as smooth as possible.

03

Instant Decision

Our streamlined process ensures you get quick loan decisions enabling you to move forward without unnecessary delays.

04

Secure a Quote

Once matched with a lender, make an informed decision on the quote detailing the terms of your personalised loan.

Can I get short term loan with no credit check?

The idea of "no credit check" loans can be misleading as all legitimate lenders should assess the customer's creditworthiness to ensure responsible lending required by law. It could be a red flag for irresponsible lending practices if a lender offer a loan without credit checks. As a credit broker, we aim to connect you with our panel of lenders offering loans for people even with bad credit. It's crucial to remember that responsible lending necessitates determining a borrower's capacity to repay a loan, which frequently entails a credit check. It may not necessarily be a full credit check but with an obligatory 'soft' credit check. Worry not, as it doesn't impact your credit score. Only when you accept the lender's quote, then the lender might perform a hard credit check. Always ensure to deal with regulated lenders.

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How to find best short term loan direct lenders?

Finding the best direct lender for your short-term loan involves several steps. Ensuring the lenders' credibility with the proper Financial Conduct Authority (FCA) accreditation can safeguard you from worsening your credit history and shield you from future financial hardships. This accreditation guarantees the authenticity of the lender and adds another level of security to your financial transactions. Next, compare interest rates, loan terms, and any associated fees across various lenders. Review customer satisfaction ratings and check for transparent lending practices. Consider lenders who offer flexible repayment options and are receptive to those with less-than-perfect credit if necessary. Using comparison websites can be helpful in this process, but ensure you verify the information independently. Always borrow responsibly, considering your ability to repay the loan.

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Can I apply short term loans for emergency purposes?

Yes, short-term loans are often utilised for emergency purposes in the UK. It can help cover unexpected expenses like urgent car repairs, emergency medical bills, or other immediate financial needs. Nonetheless, it's crucial to consider that typically it comes with high interest rates. Always ensure you can repay the loan within the set time frame to prevent additional fees and possible harm to your credit score. Always consider all options, such as savings, credit cards, or asking family and friends, before taking a short-term loan.

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Is a same day payout possible for short term loan?

Different lenders' loan approval and payout times vary. Some offer quick, same-day loans, while others may take longer. The speed of payout depends on the accuracy and promptness of your application, your bank's efficiency, and the timing of your application. Applying early on a workday at a bank that supports fast transfers increases the chance of same-day payout. However, applying late or during weekends or holidays may cause delays. Researching lenders that offer same-day payouts, understanding their processing times, and promptly providing accurate information can ensure a smoother, faster loan process.

Check your eligibility

Why should I choose CashCompare to apply for a short-term loan?

We as a credit broker, offer various advantages when seeking a short-term loan. We increase your chances of finding a loan that meets your needs by connecting you with our wide network of lenders. Enabling users to conveniently compare interest rates, repayment terms, and loan amounts to make informed decisions. We work only with regulated lenders offering you security and peace of mind. However, it's essential to review the terms and conditions of any loan offer and assess your repayment capabilities before acceptance.

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Am I Eligible to apply for short term loan?

Am I Eligible to apply for short term loan?

short term loans Eligibility Criteria
Be a UK Resident
Be over 18 years old
Have a UK bank account
Be in a Full-time / Part-time employed
Meet the lenders’ criteria and credit affordability assessment
short term loans Eligibility Criteria

Loan Amount

£
1000

Loan Months

6
Months

Interest Rate

7
%
Monthly Payments

0

Total Principal to be Pay

0

Total Interest to be Pay

0

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Frequently Asked Questions

Frequently Asked Questions

No, we do not charge any fees for using website services. We are committed and provide you with a transparent platform to help you find the best short-term loan options. We may receive a commission from a lender or broker if you take out one of their products or for introducing you to them.

We do not perform credit checks. To determine your loan eligibility, lenders will perform a soft credit search and present you with a no-obligation loan quote. If you accept any lender’s offer, then the lender will conduct a hard credit search.

Short-term loans offer a quick solution for sudden expenses or cash flow issues. Easier to secure and repaid within a year, they suit for immediate financial needs. However, they often carry higher interest rates, and timely repayments are essential to avoid extra charges or credit score damage. They may suit you if you have immediate expenses, a steady income for repayments, and have considered all borrowing options. Before choosing a loan, evaluate your finances and consider alternatives like savings, credit cards, or assistance from loved ones. If a short-term loan is best, choose a reputable lender with manageable terms.

A guarantor isn't always mandatory for short-term loans. Many of our associated lenders offer unsecured loans without guarantor. However, factors like your credit history, current finances, and the desired loan amount can influence the need for a guarantor. For those with limited or poor credit, a guarantor, often a family member or friend with good credit, may boost approval chances. Nevertheless, we work with lenders specialized in short-term loans without a guarantor required. You can check your eligibility by applying through us.

  • Does CashCompare charge a fee for its services?

    No, we do not charge any fees for using website services. We are committed and provide you with a transparent platform to help you find the best short-term loan options. We may receive a commission from a lender or broker if you take out one of their products or for introducing you to them.

  • Will applying for a loan through you affect my credit score?

    We do not perform credit checks. To determine your loan eligibility, lenders will perform a soft credit search and present you with a no-obligation loan quote. If you accept any lender’s offer, then the lender will conduct a hard credit search.

  • Is a short-term loan right for me?

    Short-term loans offer a quick solution for sudden expenses or cash flow issues. Easier to secure and repaid within a year, they suit for immediate financial needs. However, they often carry higher interest rates, and timely repayments are essential to avoid extra charges or credit score damage. They may suit you if you have immediate expenses, a steady income for repayments, and have considered all borrowing options. Before choosing a loan, evaluate your finances and consider alternatives like savings, credit cards, or assistance from loved ones. If a short-term loan is best, choose a reputable lender with manageable terms.

  • Do I need a guarantor for short-term loans?

    A guarantor isn't always mandatory for short-term loans. Many of our associated lenders offer unsecured loans without guarantor. However, factors like your credit history, current finances, and the desired loan amount can influence the need for a guarantor. For those with limited or poor credit, a guarantor, often a family member or friend with good credit, may boost approval chances. Nevertheless, we work with lenders specialized in short-term loans without a guarantor required. You can check your eligibility by applying through us.